|
      |
|
   
|
|
|
New Auto Loans
|
Credit Rating |
A
APR* |
Mon Payment
per 1000 |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
|
72
Months |
4.50% |
16.46 |
5.25% |
7.75%
|
N/A |
N/A |
|
60
Months |
2.49%
|
18.99 |
4.25% |
7.25% |
10.25%
|
11.25% |
Used Auto
Loans - 2006 & Newer
|
Credit Rating |
A
APR* |
Mon Payment
per
1000 |
B APR* |
C
APR* |
D
APR* |
E
APR* |
|
60
Months |
5.25% |
18.99 |
6.25% |
6.25% |
8.25% |
11.25% |
Personal
Loans
|
Credit Rating |
A
APR* |
A - Mon Payment
per 1000* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
|
48
Months |
11.49%
|
25.84 |
11.99 |
14.49%
|
15.99%
|
17.49% |
Used Auto
Loans - 2006 and older
|
Credit Rating |
A
APR* |
Mon Payment
per 1000* |
B APR* |
C
APR* |
D
APR* |
E APR* |
|
48
Months |
7.75% |
24.30 |
8.00% |
10.00% |
13.00% |
14.00% |
|
*APR
= Annual Percentage Rate
Rates are determined by your personal credit history.
Rates quoted may require payment by payroll deduction.
Add .50% to rate quoted if payroll deduction of payment
is not made. Add .50% to auto loan rate quoted if loan
is for more than 90% of value of collateral.
|
|
Loans |
Rate |
APR* |
Term |
|
Fixed
Rate Equity Loan - 10 Year
(6.99%
APR*, 120 Month, payment per 1000=11.61) |
6.99 |
6.99 |
120
|
|
Fixed
Rate Equity Loan - 15 Year
(6.99%
APR*, 180 Month, payment per 1000=8.99) |
6.99 |
6.99 |
180
|
|
Premier Home Equity Line
Min Payment 1.5% of
Bal/Month, payment /1000=15.00; minimum rate = 4.75% |
4.75 |
4.75 |
180 |
|
Home Equity Credit Line
Min. Payment Interest Only, payment per
1000 = 4.75 |
4.75 |
4.75 |
180
|
|
Overdraft Protection |
18.000
|
18.000
|
n/a |
|
*APR =
Annual Percentage Rate
Home Equity Credit Lines are a variable rate loan. Loan
interest rate may change monthly see loan disclosure for
detailed information.
Rates Subject To Change Without Notice
|
|
Share
& ShareDraft Account |
|
Savings |
Dividend Rate |
APY* |
Term |
|
Share
Account |
0.250
|
0.250% |
n/a |
|
IRA
Share Account |
0.250
|
0.250% |
n/a |
|
Christmas/Holiday Club Account # |
0.250
|
0.250% |
n/a |
|
Money
Market Account
|
|
|
|
|
$0.00 - $1,499.99 |
- |
0.25% |
n/a |
|
$1,500.00 - $9,999.99 |
- |
0.35% |
n/a |
|
$10,000.00 - $24,999.99 |
- |
0.50% |
n/a |
|
$25,000.00 and Up |
- |
0.75% |
n/a |
|
|
|
|
|
|
ShareDraft Account |
- |
0.000
|
n/a |
|
*APY
= Annual Percentage Yield
#Early Withdrawal Subject to Fee.
Rates Subject To Change Without Notice
|
|
Term
Share Certificates & IRA Term Share Certificates |
|
Certificates
|
Dividend Rate |
APY* |
Minimum Balance |
|
|
|
|
|
|
2
Year Bump UP* |
1.0949% |
1.100% |
$500.00 |
|
3
Year Bump UP* |
1.3417% |
1.350% |
$500.00 |
|
|
|
|
|
|
6 Month
Term Share Certificate |
.34944% |
.350% |
$500.00 |
|
9 Month Term Share Certificate |
.39927% |
.400% |
$500.00 |
|
12
Month Term Share Or IRA Certificate |
.74743% |
.750% |
$500.00 |
|
15
Month Term Share Or IRA Certificate |
.84671% |
.850% |
$500.00 |
|
18
Month Term Share Or IRA Certificate |
.99545% |
1.000% |
$500.00 |
|
24
Month Term Share Or IRA Certificate |
1.0945% |
1.100% |
$500.00 |
|
30
Month Term Share Or IRA Certificate |
1.3417% |
1.350% |
$500.00 |
|
36
Month Term Share Or IRA Certificate |
1.6376% |
1.650% |
$500.00 |
|
60
Month Term Share Or IRA Certificate |
1.9819% |
2.000% |
$500.00 |
|
IRA CERTIFICATES AVAILABLE IN TERMS OF 12
MONTHS OR MORE ONLY
RATES SUBJECT TO CHANGE WITHOUT
NOTICE
Rate Effective 9/28/2011
Minimum deposit of $500.00 required to open. Early
withdrawal may be subject to penalty
*YOU MAY CHANGE RATE ON 2-YEAR BUMP UP ONE TIME DURING
TERM
*YOU MAY CHANGE RATE ON 3-YEAR BUMP UP TWO TIMES DURING
TERM
SEE A MEMBER SERVICE
REPRESENTATIVE FOR ACCOUNT DETAIL
|
|
|
 |
|
|
